How to get an ID/CCCD loan from Tamo?


Online loans have become a popular lending solution in Vietnam, offering attractive conditions. Among the various loan options available, Tamo stands out as one of the most popular choices. In the past year, the number of visitors to the Tamo website has increased exponentially.

Tamo vn is known for its prestige and quality, and it is the official website of SOFI SOLUTIONS CO., LTD. The company is registered with the tax code 0315524092 and was issued a Business Registration Certificate by the Planning and Investment Department of Ho Chi Minh City on February 25, 2019.

Tamo loan terms

Tamo offers online loans with the following conditions:

✅ Loan amounts range from VND 1 million to VND 40 million.

✅ Loan terms can vary from 90 days to 180 days.

✅ The interest rate ranges from 12% to 20% per year.

✅ The first loan up to 7 million comes with a preferential interest rate of 0%.

✅ Payouts are made through money transfer to a bank account.

✅ Payouts are usually processed within 15 minutes.

✅ Early payment penalties apply.

What are the pros of Tamo Quick loan?

There are several benefits to choosing Tamo for a quick loan. The loan terms and conditions are transparent and can be easily accessed on the website, allowing potential borrowers to make an informed decision.

Unlike other lenders, Tamo does not differentiate between new and old customers. All clients have access to a single credit limit ranging from VND 1 million to VND 40 million, eliminating any limitations on the amount of the first loan.

Easy and simple loan application

The loan application process with Tamo is simple. Applicants only need basic identification documents such as their CCCD/ID card, car documents, and household registration book.

No collateral and documents confirming borrower’s salary

Tamo does not require collateral or documents to confirm income, making the loan application process faster and easier.

Fast payout

Payouts with Tamo are fast, usually taking around 15 minutes to process. In some cases, it may take up to 2 hours depending on the borrower’s bank and the system for processing interbank transfers.

Loan online 24/7

Clients can apply for an online loan with Tamo 24/7, as the loan review process is fully automated and does not require an in-person appointment at the company’s office.

Flexible payment

Tamo offers flexible payment options, including cash payments at Viettel Post outlets and online payments through VP BANK channels.

Transparent terms of the deal

All information regarding the loan process and deadlines is transparent and publicly available. The conditions for obtaining a loan are simple, and Tamo has a high percentage of loan approvals.

What are the requirements for borrowers?

To be eligible for a loan with Tamo, borrowers must meet certain requirements. These include being between the ages of 20 and 60, being a Vietnamese citizen residing in any province except Haiphong and islands, having a valid ID/CCCD, being over 20 years old, having a stable income to afford loan repayments, and having a driver’s license and health insurance, which can increase the chances of loan approval. Additionally, clients must have a main bank account.

In conclusion, Tamo offers attractive online loans with transparent conditions and a simplified application process. With its fast payouts and flexible payment options, Tamo has become a popular choice for borrowers in Vietnam.


How long will it take for me to get my application approved?

You will receive your application approved within minutes of submitting your loan application.

How do I know if my loan is approved?

Upon approval, you will receive an SMS and an email from with information and details about the loan. You can check the information about the repayment period, the amount payable on the loan by logging into your personal account.

I have not received any loan approval messages from What can I do?

Please contact customer service department by phone or email

Who can use the service? serves Vietnamese clients aged 20 to 60 with stable jobs.

What documents do I need to prepare?

It’s very easy, you just need to prepare ID card/citizen ID and portrait to apply for registration.

How can I pay off a loan?

You can pay the loan at any point in the transaction, at a Viettel agent or transfer to a bank account.

Can I request an extension of the payment term?

  • You can request an extension of the payment term up to 30 days.
  • You can check the details of the payment extension request by logging into your Personal Account.
  • Select the appropriate renewal period and pay the Service Fee to complete your renewal.

Where can I check the date and amount of the payment?

You can check the information about the repayment period, the amount payable on the loan by logging into your personal account.

I paid but the company didn’t receive it. What do I need to do?

Please contact customer service department by phone or email

What information do I need to provide when paying for a loan?

You need to provide information about the national identity card / citizen identification number when paying for the loan.

Can I pay off the loan early?

You can repay the loan early at any time.

What are the opening hours of working hours:

  • You can apply for a loan online 24/7/365
  • Customer service:

Monday – Sunday: 08:00 – 18:00

  • Loan payment support:

Monday – Sunday: 8:00 – 17:00

How can I recover my password if I lost or forgot it?

To recover your password, visit and click the “Login” button in the upper right corner of the page.

You will be taken to the login page, you should select “Did you forget your password?”

You will be asked to enter a contact phone number and confirm the security code sent to the phone number in order to continue. You will be set up and verified with a new login password.

Can I change my phone number or email address?

If you have changed your mobile phone number or email address, you will need to update this information in your Personal Account. Login

Can I get multiple loans with

You can only have one loan with at a time. With the current loan, can borrow more up to the approved maximum credit limit.

What if you want to leave a review or file a complaint?

Tamo is a responsible organization with a client-oriented approach in all matters.

Customer satisfaction and feedback is one of our top priorities, so if you have any questions (service quality, staff attitude, system issues, any other feedback) we invite you to contact us at:

The responsible person (manager) will ensure the confidentiality of your complaint.

Complaints will be investigated and answered within 7 business days or sooner.